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1AP Capital Pte. Ltd.

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1AP Capital Pte. Ltd.

1AP Capital is a highly professional licensed money lender company. It issues Personal loans, Renovation Packages, Business loans, and Education loans. 1AP Capital is the ultimate solution to all emergency cash situations. They believe in service excellence. Being a foreigner meeting all the financial needs could be tricky, flexible 1AP Capital foreigner loans can make your stay longer and easier. 1AP Capital has helped thousands of foreigners to access easy financing over the year.  

Borrowing unlicensed money is illegal in Singapore. So, be very careful while getting loans. 1AP Capital company is Licensed, legal, and reputable Money Lender in Singapore specially for foreigners.

Loan Packages:

We have a trained team of loan assistance to help our clients to get the best loan product. Their financial advisors will look at your income and advice you loan products accordingly.

Here is the detail of the loan offered by 1AP Capital.

Personal Loan: In life we all short for money sometimes.  For our financial shortfalls, 1AP Capital has a solution in the form of personal loans. A personal loan is a kind of loan which helps you meet your current financial needs. You usually don’t need to submit any security and collateral while getting a personal loan plus you have the flexibility to use this money the way you want.  

Fast Cash Loans: Getting a loan in Singapore on poor credit history is very tough. But 1AP Capital offers you fast cash loans to meet your daily financial issues. This loan is the best alternative to traditional financial loans because they are easily accessible. You get the money in 30 minutes.

Foreigner loans: Now foreigners can apply for “Foreigner loan” in their financial needs with all the benefits that they deserve. It involves a simple process that is not demanding and has no restrictions. Credit 21 gives financial freedom to foreigners to cover their expenses. 

Wedding Loans: A wedding is the most important event in any person’s life.  But having a perfect and grand wedding costs you much. We ensure to make your life-changing event luxurious. Get an affordable wedding loan to fund your big day through our easy application process.

Home Renovation Loans: Renovate your ideal home with the help of 1Ap Capital Renovation Loan. After getting keys to your dream house, first, you want to do is to renovate your home. It can include; change the flooring, repaint the house, and much more. 1AP Capital will borrow you the 6X amount of your monthly income. Single applicant and the joint applicants can request for this loan.

Payday Loans: Unlike other loans, applying for a payday loan is very easy and fast.  Credit 21 offers you the facility to apply online. Start your payday loan application from the comfort of your home.

Things to know before applying for a loan:

One should be very careful with their finances. If you need extra cash and planning to get cash, there are some important points that you should know before getting a loan.

  • The bank should be licensed with the government.
  • The bank should be flexible. 
  • The bank should have a physical address. 
  • The bank doesn’t rush you in any loan but gives you financial advice first. 
  • The bank should have good customer reviews and rating.  
  • The bank should have clear documentation.
  • The financial advisors should be responsible, honest and patient.
  • The bank doesn’t have hidden terms and conditions. 

Eligibility Criteria:

In order to get loans, you must fulfill certain criteria.

For Singaporean:

  • The borrower’s age should be between 21 and 65.
  • Minimum monthly income of RM 3,000 
  • He/She should not be an undischarged bankrupt.
  • Must have a valid proof of income.
  • Original IC.

For Foreigner:

  • The borrower’s age should be between 21 and 65.
  • Minimum monthly income of RM 3,000 
  • Billing proof.
  • Valid Work permit.
  • He/She should not be an undischarged bankrupt.

How much you can borrow?

1AP Capital offers you a variety of loan packages. Pick one which suits you the most.

  •  If your annual income is less than S$ 20,000 you can borrow up to S$3,000.
  • If your annual income is S$ 20,000 or more you can borrow up to 2X of your monthly income.
  • If your annual income is S$ 30,000 or more you can borrow up to 4X of your monthly income.
  • If your annual income is S$ 120,000 you can borrow up to 8X of your monthly income.
  • You can borrow any amount of money if your annual income is more than S$120,000.

Interest Rates & Repayment Methods:

Most people had hard times while getting loans because interest rates happened to change during the tenure period. That was a hard thing for borrowers to digest. So, in October “Moneylending Advisory Committee” introduced a 4% cap interest rate. 1AP Capital follows this rule strictly. 

Their promise is to give you a loan package that you can easily pay. But if you still have a problem and unable to pay a loan. You can contact with their assistants they will give you an alternative repayment schedule. You can make repayments through Cheque, Cash, and transfer funds via online baking.

There are different methods of repayment.  Equal repayments: This is a good way to repay your loan throughout the tenure period repayment amount remains the same. Choose Equal installments when you are willing to pay a large amount of money as installments at the beginning of the tenure period. You pay an equal amount of money in the entire tenure period in the Fixed Equal Payment method.

News Room:

1AP Capital’s newsroom is full of new and unique loan packages. Let’s take a quick look at 2019 latest loan packages.

Foreign Domestic Helper Loans: Singapore is one of the best places to work as a foreign maid but sometimes things get tough. Singapore has a high cost of living and even considered among the most expensive countries in the world even with a good salary one might be forced to seek alternatives to get through your next paycheck. Foreign domestic worker loans help to rescue in this case.

Weight loss loan: Having a dream body without going to the gym is everyone’s wish. But it costs you a lot of money. If you are lack of funds to have better weight loss surgery, don’t worry.  We offer you wonderful weight loss loan packages at low-interest rates.

Customer Reviews:

1AP Capital Pte.Ltd is a licensed moneylender in Singapore. The company was established with the vision of providing competitive services to the public. The world of marketing has been changed now and social media reviews are important for your brand’s reputation. Customer reviews ensure that your business is genuine and you are providing real services.

“Extra fast services!  the loan officer describes the loan services in a very simple manner for me to understand. I’ll get a loan from them if required.” ~Jimmy shed.

“I’ve been their customer for quite a while, they always help me when I have many outstanding loans. Thank you!” ~Lauren Warren.

1AP Capital Pte.Ltd has got a 3.8/5 rating. It is the #1 reliable moneylending brand in Singapore and recommended by hundreds of people.

 

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