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Lowest Interest Personal Loan in Singapore

Lowest Interest Personal Loan in Singapore

Lowest Interest Personal Loan in Singapore

When you need a personal loan, definitely you would get one with the lowest possible interest rate. We all need personal loans at some point but finding a lower interest rate can take forever, mostly it depends on lenders. So, we’ve done our research in Singapore on all personal loans offered by banks. Here is the detail of top banks who offered lower interest personal loan in Singapore, with their eligibility criteria, interest rate, and processing fees, etc.

HSBC Singapore

If you need to borrow a loan in a large amount but can’t afford big monthly repayment, HSBC Bank is for you. It offers the longest loan tenure. Further details are as follow:

Bank Loan Type HSBC Personal Loan
Eligibility Criteria Age: 21 to 65 years old (Singaporean/ foreigner)

Minimum Annual Income: S$30,000 (Singaporean) or S$42,000(foreigner/self-employed)

Employment Pass (with the validity of 1 year)

Interest Rate 4% p.a.  (if your annual income is $80,000 or above you can enjoy lower interest rate at 3.7% p.a)
Processing Fees $0
Maximum Loan Amount 4X your monthly salary (8X if your annual salary is S$120,000 or above
Monthly Installments S$617.22
Tenure 1-7 year

Standard Chartered Singapore

Apply for CashOne Personal Loan in Standard Chartered Singapore bank and get cash disbursed instantly to your designated bank account. It has the current lowest interest rate; further details are as follow:

Bank Loan Type CashOne Personal loan
Eligibility criteria Age: 21 to 65 years old (Singaporean/foreigner)

Minimum Annual Income: S$20,000 (Singaporean) or S$60,000 (foreigner)

Employment Pass (with the validity of 12 months)

Interest Rate 3.88% p.a. through money smart
Processing Fees S$199 (currently waived)
Maximum Loan Amount 4X your monthly salary
Monthly Installments S$620.22
Tenure 1-5 years

DBS Singapore – DBS Bank

DBS Personal loans are given either on your personal line of the card or your DBS credit card. But if you don’t have any of them still you can apply for the personal loan.

Bank Loan Type DBS Personal Loan
Eligibility Criteria Age: Singaporean or PR.21 to 65 years old

Minimum Annual income:  S$20,000

Interest Rate Starting from 3.88% p.a. depending on your risk profile
Processing Fees 1%
Maximum loan amount 4X your monthly salary /10x if your annual income is S$120,000 and above
Monthly installment S$619.07
Tenure 1-5 years

Citibank Singapore

Citibank personal loan is called Quick Cash. People who need money fast, Citibank promise to approve their application in 1 hour depending upon their eligibility. Further details are as follow:

Bank loan type Citibank Personal Loan (Quick Cash)
Eligibility criteria Age: Singaporean, PR or 21 to 65 years old

Minimum Annual income: S$30,000 (Singaporean, PR) or S$42,000 (foreigner)

Interest rate 4.55% p.a.
Processing fees $0
Maximum loan amount  4X your monthly income
Monthly installment S$622.06
Tenure 1-5 year

There are many other banks in Singapore which offers personal loans under flexible conditions and low-interest rate depending on your need. Like: CIMB CashLite it has no processing fees, the interest rate is 4.5% p.a. , and the monthly installment is S$315.UOB Personal Loan offers 4.99% p.a. interest rate, 1% processing fees, and monthly installment of S$319, and many other banks.

Personal Loan for S Pass in Singapore

Personal Loan for S Pass in Singapore

Personal Loan for S Pass in Singapore

S pass allows the mid-level skilled foreigner to work in Singapore. They earn a fixed amount of salary at least 2,200 SGD, more experienced candidates can earn more. This S pass working visa specially designed for the skilled foreigner who seeks employment especially in engineering, electronics, oil, and chemical. Singaporean companies hire overseas technicians. This visa is valid for 2 years but it could be extended. S Pass workers can take their families along, it depends on their salaries.

S Pass Foreigner Personal Loan

As an S Pass foreigner worker has fewer salaries, they can face financial crises. Singapore offers S Pass personal loans. S Pass personal loan is like a personal cash loan that can fulfill your personal needs. The difference of applying for a personal loan between S pass foreigner and other foreigners lies in the qualifying criteria, which are as follows:

  • Monthly salary should be at least 2,200 SGD.
  • Age between 21 to 65
  • Have a valid Singapore work S Pass Visa
  • Payslips of last 3 months
  • Any employment letter from your company

Benefits of Personal loan as S Pass foreigner

The process and interest rates depend on the lender and the loan type you choose. But as S Pass Foreigner getting personal loan benefits you. Submitting documents and providing legal proofs seems a hassle but once you cleared and succeeded to get the loan application approved. You can get a loan on very flexible terms, which are as follows:

Low-interest rate: Get interested rates from as low as 3.7%.

Loan up to 8x your monthly income:  Maximum loan amount 8 times your monthly income can fulfill your biggest dream.

Fixed monthly repayment: Get convenient and flexible monthly repayments on your personal loan.

Redraw on your existing loan: you can redraw S$ 1,00 or more from your current loan for more financial flexibility.

Where can S Pass Foreigner get Personal Loan?

If you are in need of fast cash personal loan, it is advisable for you to get it from a reliable source. The best sources of getting S Pass foreigner personal loan in Singapore banks. But if you fail to qualify for a bank loan, don’t worry! you can go for legal institutions and licensed money lenders in Singapore.

Which Personal Loan is suitable for S Pass foreigners?

Personal loans are either secured or unsecured. You can pick one according to your needs. But as an S Pass foreigner if you need a small amount of money between $500 to $1,000 you are advised to pick up an unsecured personal loan, without collateral required.

Alternatives for Personal Loan for S Pass foreigners

As S Pass foreigner you move in Singapore with family and want to renovate your home but you are failed to qualify bank requirements. You don’t need to worry, there is an alternative loan to it. Expense, like renovating your home is eligible for special bank loans like renovation loans. You can apply for this loan; it seems less risky and has a lower interest rate than a personal loan.

Top 3 Business Strategies for Online Entrepreneurs

Business Strategies for Online Entrepreneurs

Who is an online entrepreneur?

To begin with this topic you should have a clear picture of online entrepreneurs. Online or internet entrepreneurs are those owners or risk-takers who use the internet platform to cater to its customers. That is, its value proposition focuses on the web and web designing strategies to produce, market, distribute and promote its goods and/or services.

There are numerous strategies you can undertake to make sure your web-based business reaches success. However, these are the three main tactics you should prioritize in order to be the successful entrepreneur you dream of becoming.

SEO-Search Engine Optimization

SEO today holds significant importance in generating traffic towards your website. What it does is basically makes your website available on google search or any other search engine so people searching for product or services related to your business get access to your website. Or in simpler terms, it affects the online visibility of your web page or website. Hence helping you lure potential customers towards you. It generates quality and quantity traffic to your website example, through organic search results who use keywords that match your website content. It is, therefore, imperative that the content you put up is designed in a meticulous manner that it helps your target audience to easily reach you.
Since online entrepreneurs rely heavily on the internet and its various platform, your website and the content it holds plays a crucial role in the success of your business.

Social media marketing

Perhaps one of the greatest tool you can use in promoting your business and its offerings in social media. From mainstream social media platforms like Facebook to advertisement placements on Youtube channels, one can avail in reaching target markets-national or international with low costs and greater response. You must first answer your basic marketing questions like, who is your target market, and what are you offering to them?
 The benefits of social media are that it helps you create a brand image or identity, can aid in research prior to launch, engaging with potential and/or actual customers, and reaching a much wider audience.

Email Marketing

Sounds old school doesn’t it? Yet statistics show email marketing strategies give the highest Return On Investment ROI to marketing managers about 4 times greater than other strategies. So to establish a successful startup one must:

  • Create a catchy subject line which compels viewers to read your proposal
  • Avoid the use of technical terminology and jargons-in essence, the language you use should be user-friendly
  • Sell your offerings-what are the benefits of your offering and why should people buy it
  • Try avoiding the spam folder
  • And lastly, make your email mobile-friendly

All of these strategies won’t work if you’re lacking dedication, passion, and commitment, the foremost requisites of any successful entrepreneur. Give time and attention to your online business as much as one does to any business in general and watch your hard work bloom into success and profits.

How to make the most of a failed business strategy

failed business strategy

As an entreprenur, you must know that failure is inevitable but to achieve success you must move forward. Keep a positive mindset and a flexible attitude. It is important to learn from the mistakes and what makes them succeed from previous business owners. A real entrepreneur is not defined by its failures but by how he overcomes that. Following are some ways to get rid of failures and let your business thrive.

You should be ready for every kind of failure either it is in the form of loss of buyers or product etc. Before initiating your business you must set a vision. It will guide you and give you clarity.

To overcome the failure you must know what is going wrong. You must take feedback from your customers it will tell what is missing or flawed in your business. Then make every effort to correct it. You should not be emotional about your business and keep yourself separate from the business. You must run your business like an owner without letting your emotions come between. You must not take money out from your business to quickly and continue investing and reinvesting it. It is irresponsible to eat money from your business just because you are the boss. Your team is what matters for a successfull business. Choose your team carefull. Choose a competitive, capable and skilled team then trust your team. You must make your team believe that this business is as much theirs as yours. Some people just work for their paychecks and have no interest in your ideas behind the business. Such type of people will harm your business.

A fundamental part of the business is to satisfy your customers. Give them what they want. Try to gain their trust. Demand and supply is the core of your business. Find out what your customers desire and try to fulfill them. Your business will not flourish by just one client, continue the search for new clients and add them. Invest in a low budget advertising agency.

Constantly keep a check on your business. Know your strengths, weakness, and profits. Monitor your accounts and all your collected data. If you have faced some problem try to get to its roots. Remain ready to make some hard decisions. Know your errors, either you are paying more salaries than the income you earn or the product is more expensive than its price. Lay off some staff if you need to manage your budget. Remember nothing comes before business.

Keep yourself aware of your surrounding especially your competitors. Know your state policy, most states and countries have laws that promote small business by cutting off some slack and taxes. If your company is still failing to review all the assets. They might be the only money you got. Some time assets act as a lifeline to keep you in the run further. Don’t make emotional decisons especially in dire circumstances. Don’t sell your products and machinery on a hasten impulse because there are a lot of people that will use your these costly mistakes for themselves.

What do you need to know about Unsecured Loans in Singapore?

unsecured loan singapore

The world is evolving at a fast pace. Similar to the needs of people are moving in the fast lane. Most of the people are stuck in situations where they need financial assistance. Savings are not enough they approach for bank loans. Well, further bank loans are divided into different categories to ease the facility of loans. One of the kinds that are most feasible and avail by the people of Singapore are Unsecured loans. Well, there are many benefits but as well as some cons of this loan. So, before you are going to avail the opportunity, just make sure that it is suitable for your position and not damaging anything directly.

Information is necessary for you to get the right loan and make a decision that is beneficial for your financial situation. This information will not only save from any trouble but you can ensure the security of your assets.

Banks might have a little difference in the policy but rates are almost the same. However, we will help you to understand the basics of Unsecured loans in Singapore in a precise manner. Just explore the article and you will get the information.

What is an unsecured loan?

Unsecured Loans are also preferred as personal loans. It is clear by the name that it is dependent on borrowers credit score. These loans are avail without any security of assets. A person must have high credit to get his loan approved.

Types of Unsecured Loans

These unsecured loans have different types which can include personal loans and student loans.

  1. Revolving loan: the loan can be spent, repaid and spent again. It is more like credit cards.
  2. Term Loan: this is the type of loan in which a person is responsible to pay equal installments till all payments are done by the term.
  3. Consolidation Loan: pay off credit cards or signature loans fall in the category of consolidation loans and also unsecured loans.

What you should be concerned about the loan?

If a borrower defaults on a secured loan, the lender can reclaim the collateral to earn the losses. On the contrary, if a borrower avoidances on an unsecured loan, the lender cannot claim assets. However, the lender can take other actions, such as ordering a collection agency to assemble the debt or taking the borrower to the law court. If the court rules in the lender’s favor, the borrower’s pays may be enhanced, a lien may be located on the borrower’s home or the borrower may be otherwise ordered to pay the debt. However, before the approval. The borrower needs to understand the criticality and need of the loan. So, before you file for approval, ensure that you have complete clarity on your needs. Take guidance from a different lender. It is always good to have different options. A slight change in the policy can make it feasible for you. Therefore, do not forget to do your research before applying for Unsecured loan in Singapore. 

Creating new ways of managing Fintech through New Innovative Ideas

fintech new inovative ideas

The “out of box” thinking start-up Crawfort is changing the rules when it comes to loan granting solutions

Management of finances and regularizing cashflow is a challenge for many Singaporeans. In Singapore, there is a community of people faced with limited credit access.

In cases where such help is needed, a top-rated licensed microfinance company, Crawfort, offers an attractive financial solution. Founded by brothers John and James Cheow, the company is best in the market when it comes to upping the ante on the traditional models of money lending and bringing it into a new era of technology-enabled consumer finance.

According to Mr. John Cheow, co-founder and chief investment officer: “Our experience as entrepreneurs has made us realise how hard it is to access capital when you need it the most. Because of this, we identify and empathise with others like us, and want to help individuals, and small and medium enterprises, who need access to credit facilities.”

STARTING A REVOLUTION

Crawfort was founded in 2011 by Jjohn and James Cheow, the firm is leading others when it comes to drive innovation and leverage on the emergence of smart digital processes. With these capabilities in force, the company was able to achieve a new high in the streamlining of internal processes and optimizing resources to achieve greater efficiency and productivity.

Now, Crawfort has become a top rated and most trusted name among the firms offering a suite of loans ranging from personal, business to bridging, for a wide range of customers. The company has seen an uptick in returning customers which shows its quality of service and appeal of its comprehensive range of products. Serving as a further testimony of its outstanding customer service standards and delivery, Crawfort has achieved up to 96 percent customer satisfaction reviews.

According to Mr James Cheow, co-founder and chief executive officer:  “At Crawfort, customers are our primary focus. Sincerity, respect and empathy are at the heart of our corporate culture and we believe excellent customer service is a direct reflection of these values. We build trust through the way we’ve approached customer service, and we place a huge emphasis on building a partnership with our customers. We treat every customer with the utmost respect, and we like to make them feel at home. Over time, because of this, we have come to gain their trust and confidence.”


TRAILBLAZING THE WAY

Nowadays, the government has implemented new moneylending regulations, as a result, the industry has largely shrunken in terms of providers — Crawfort has stayed aligned with these changes and has witnessed fast growth. By innovating and steadying its overall approach to conducting business, it has always stayed ahead from the rest of the pack and is continually changing perceptions around moneylending.

Crawfort offers the best customer service and hospitality. It conducts transactions in a comfortable and friendly environment and provides on-time service delivery through quality customer care. Its onboarding and approval processes also provide customers with a simple and seamless experience in applying for access to credit facilities.

Additionally, it appeals to a new generation of customers who are seeking an intuitive and impeccable user experience. Crawfort has deployed the use of innovative solutions to process its loan applications using proprietary algorithmic formulas in its predictive scoring credit methodologies. Crawfort’s approval process is fast and delivers responsible lending, without compromising on compliance and face-to-face customer screening.

As  Mr John Cheow himself says: “We’ve always sought to be a pioneer in the industry in many respects. For instance, we were the first moneylending business to use AXS and SAM machines and post offices for repayment transactions. Thanks to our adoption of the best of today’s technology, we have optimized internal processes, and this has translated to happy customers.”

Three mistakes to avoid when advertising your services in Singapore

Mistakes when advertising services

The whole world is now being run on the principles of capitalism. Whether you like it or not, but it is true. And it is good to accept the truth. Otherwise, it would become difficult to survive. Yet, change is important, but before it, it is important to accept. So for now, you need to live according to them in this capitalistic corporate world.

The corporate world is all money. To earn money, you need to brand yourself, and your company, or your product. To brand yourselves, and your entities, you need to understand the psychology of a common man, in order to captivate his or her eyes towards your cream, burger or services which you provide.

In the word of today, it is easy to brand, promote or advertise the company or product. After all, we have Facebook and Instagram. And the two are used the most. Therefore, it can be used to increase the visibility of a particular brand among the public.

Although, we have social media, the chances of making mistakes are not reduced. That’s the reason, why a few achieve success in building their business or entrepreneurship in the whole world.

No doubt, some mistakes can only be improved with experience, but there are some mistakes which are made by all new entrepreneurs and newly-built start-ups. The three most common mistakes of them:

Free of cost:
No doubt, money has value. Everything is bought from it. But, it does not mean to avoid spending money on those things which are important.
Today’s passionate or going-to-be businessman and woman try to use social media to promote the page. They usually ask their friends to like it. But, dear future entrepreneurs, your friends won’t be able to give you that result which social media’s advertising service can give.
Their services can double the number of your followers and posts or tweets which the reader had seen or read. Therefore, they are usually recommended to save money, and spend that money in promoting the brand.
The more you spend on advertisement, the more sales you will get.
So, don’t run behind “FREE OF COST”, and spend some money on development.

Pictures are enough:
It is the mindset of the majority of the population of the whole words that advertising agencies do not require to read a lot. It is the perception of a common man or woman that advertisers need creativity only. So, dear businessmen and woman, let me explain to you that everything needs reading, whether you are passionate to become write or engineer, reading books is must in all.
Reading different books gives you knowledge. And knowledge makes a person able to think about different things from different perspectives. That’s what makes him or her make creative, empathetic and intelligent. And that’s what is needed when advertising.
So, read, find your target audience and advertise your brand.

Consistency:
Majority of the struggling entrepreneurs cannot remain consistent. They don’t update their page or social account of their brand. And that’s the biggest they commit. Because, in this way, they lose engagement, which is required to achieve success in a short time.
Thus, they should update their accounts daily of their office. In this way, it will be important for viewers to visit the page.
So, don’t lose hope, and remain consistent. Consistency, with few spoons of patience, lead you to success.

So, these are the top three mistakes which entrepreneurs commit a lot. But, if you want to keep yourselves away from committing them, then read above. It will definitely help you!
Good luck for the future!

Katong Credit Pte.Ltd. Singapore

Katong Credit Pte.Ltd.

Katong Credit is a licensed money lender in Singapore. It is a company built on trust and integrity and has a pool of clients from different walks of life. It is a nightmare to apply for a loan with a poor credit score. Either bank rejects your application or borrows money at high-interest rates. But Katong Credit has designed “Fast Cash Loan” to access cash. It is also known as “Bad Credit Fast Cash Loan.” Their custom loan products suit your needs. Their eligibility criteria are very easy even for foreigners they offer foreigner loans as well. Visit their website and get their amazing services.

Types of Loans offered by Katong Credit Pte.Ltd:

There are many certain points in our lives where we need financial support. You may need a loan to start a new business, home renovation, to pay off medical bills, or finance a new car. Katong Credit Pte.Ltd offered you a wide range of loans.

  • SME Business Loans
  • Foreigner / Expat Loans
  • Vacation loans
  • Domestic Helper Loans
  • Home Renovation loans
  • Wedding Loans
  • Luxury Goods Loan
  • Furniture Loan

Bad Credit Loans:

Getting a loan in Singapore on low credit rates/ poor credit history/ bankruptcy is almost impossible in Singapore. This has made the life of many people difficult. But Katong Credit understands that making low payments on bills and loans has lower your credit score. Many moneylenders deny you to give loans but Katong Credit gives you hope and gives you a loan on low interest with:

  • Bad Credit Fast Cash Loan
  • Bad Credit Payday Loans

Personal loan:

A personal loan is one of the most flexible loans available. Because you are not restricted to the way you want to spend this borrowed money. It is also known as “go-to-loan”.

Here are some different things that you can use a personal loan for:

  1. Pay off credit cards: Personal loan is useful for your outstanding balance on credit card. Get a personal loan, pay off your debt and then repay this loan over time.
  2. Medical Cost: Technology has made new inventions in medical science which made treatments easy but also very expensive. Like fertility treatments, dental services, and cosmetic surgeries, etc. You can use a personal loan to bear such medical expenses.
  3. Moving Expense: Although Singapore is not a big country it costs much to move offices & houses. In some cases, you may need new furniture and other accessories. With a personal loan, you can cater to that as well.

What you should know before applying for a loan:

Before applying for a loan, you should know that bank and the given package is ideal for you. Katong Credit provides all its customers the financial help they required. They approve your loan in 24-hours. The interest rate is depending on the type of your loan; if it is collateral-free then the interest rate will be higher if not then the interest rate will be low. But it is important to know the interest rate should not be exorbitant.

Who can apply?

Permanent residents of Singapore or a foreigner with passport and employment card. If you are permanently employed, you should have a work visa. Self-employed with a clear record of cash flow to apply for a loan.

Requirements & Documents:

  • Age above 21
  • Proof of Income
  • Handphone bills and proof of residence
  • Work permit (Foreigners)
  • Copy of NRIC card

Negotiation loan terms & Repayment methods: 

Usually, financial managers are responsible for negotiation term loans but this whole process is not as one-sided as it appears. The bankers always don’t win. You just need to think like a banker and understand his objectives to force you to get a specific kind of loan. Once you understand his objective you can save yourself from getting the loan you might don’t need. If you are good at talking you can force the financial manager to lower down your interest rate. If you succeeded and lower your interest rate even 1% you can save a huge amount of money.

Repayment Methods:

When a customer takes a loan from a bank, the bank expects that soon customers will be able to repay this loan. Interest rates are charged on the amount of the money. You can repay your loan in three different methods.

  • Equal Payments: if you know exactly when the loan period is going to end and you can afford a possible rise in interest rate than equal payments is your good to go for the repayment method. The repayment only changes when the interest rate changes.
  • Equal Instalments: When you want to make bigger repayment at the beginning go for this repayment method. Normally installment remains the same but according to the interest rate it varies: the increase in reference rate causes an increment in repayment; a decrease in reference rate causes a decrement in repayment.
  • Fixed Equal Payment: When you know how much you are going to repay; it is a handy repayment method because increment in reference rate extends the tenure period and decrement in reference rate shorten the tenure period.

Choose the repayment method that suits you.

News/Article:

Katong Credit introduces new packages according to the need and feasibility of customers. This has made their services more attractive. For example, on June 24, 2019, they have introduced “HDB Home & Condo Renovation loan” with fast and easy approvals. In Singapore its everybody’s dream to have their home. After owning a home, the next step is to renovate it and maintain its beauty. For which Katong Credit offers you home renovation loan. Similarly. Katong Credit understands the importance of exercising but it also knows gyms are very expensive in Singapore. Katong Credit helps you getting Gym Membership so that you can maintain a healthy lifestyle.

The new and very interesting loan is “Hair loss Treatment Loan”. Katong understands that thinning hair, balding, and hair loss could be the worst nightmare in men’s life. As its treatment is quite expensive. Katong Credit gives loan for this too.

Customer Reviews:

Customer review plays an important role in the reputation of any industry. When it comes to the bank’s loan review, it is considered an important tool for others to identify risks. If you need cash you just can’t take a loan from any bank. As banking is a customer-oriented industry and customer’s satisfaction is their key aspect. Let’s see what people have to say about Katong Credit’s services.

“Nice business to deal with, simply accessible place with quick approval. Personnel was kind and clearly explain the loan terms to me. They have also very good repayment plan.”  ~Yvonne Sim

 “I explained my situation to the collector that I needed some time to make a payment, the collector understands my situation and gave some additional time.” ~Mathew Ong

There are many other customers around the country who are satisfied with their services and recommend Katong Credit. But it is advised not to always depend on reviews as every person has a different experience. In the end, you are going to face the consequences of your choices so make the right choice.

Best Personal Loan and how it Works?

Personal Loan

What is a Personal Loan?

A Personal Loan is a type of loan that is issued by banks and financial institutions including private lenders in Singapore. It is the perfect solution when you are in need of extra funds to finance personal expenses like your home renovation, holidays, education cost, business, medical bills, or anything else. Personal Loans gives you the financial flexibility to use the funds as per your convenience and needs.

How Does Personal Loan Work?

Personal Loan works in the same way any other bank loan works. You apply for a specific loan amount from the bank to pay for things you want or need. If your loan application is approved, you will receive the lump sum amount that you applied for and then pay the bank back in regular monthly bank installments. The monthly repayment amount includes the principal amount plus fees and interest. Personal Loans typically have shorter repayment periods than other types of loans, ranging from 6 months to 10 years.

Does Personal Loan require collateral?

As its name suggests, personal loans are unsecured loans. This means that you don’t need to offer any collateral or assets. Bank will simply review your financial backgrounds, such as your minimum salary and credit score and give you a loan.

Types of Personal Loans that can be the best choice for you

They are personal loans, they come in handy when you need quick cash in emergency situations. They require low-income of RM $1,000, low-interest rate, no early settlement penalty, 48 hours approval and no hidden charges.

Keep these fast approval loans in mind!

  • Debt Consolidation Loans

It’s a type of loan that you take to consolidate or combine more than one existing loans under your name.

  • Fast Approval Loans

These loans can be distributed to your bank account in as fast as 24 hours or up to 2-3 working days. Suitable if you are in urgent need of financing and cash, or need to pay for an emergency.

  • Business Loans

For first-time business owners or starting up a franchise, getting a personal loan can help you secure the seed money to start up your business ventures.

  • Housing Loans

You can use it finance the down payment on your home or even finance all the fringe costs that come buying a home including stamping duties, processing fees, property tax, maintenance fees and to repay the monthly installments on your mortgage.

  • Car Loans

You can use this to put money down for down payments, to service your vehicle, and any related vehicle expense you have. Perfect for your next car or motorcycle.

  • Wedding Loans

A personal loan for your wedding day expenses, which would ideally cover all associated costs such as decoration, venues, food catering and more!

  • Home Renovation Loans

It is a loan to help cover your home renovations or maintenance expenses. It allows you to fund your home renovation projects to turn your house into your dream home.

If you’re in Singapore and looking for personal loans, we can help you with all the details and quick capital too.

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